A car accident claim is the only hope for the victim, who faces financial difficulties after the accident. Personal injuries and car damages may be draining and stressful. That’s why, it is strongly recommended to file a car insurance claim so that you can get compensated for your losses. It is not a good idea to do so without the assistance of a good car accident lawyer or firm such as Etemi Law. These professionals have the experience, expertise and knowledge to deal in such cases.
Dos of a car accident claim
Reporting to the police
Even if you have met with a minor accident, you should file a police report. The official not only comes to the accident place but also ensures that everything is documented properly. This piece of information plays a vital role when you file a car insurance claim. Most claims get rejected if no police report has been submitted along with the claim.
Filling up the claim form
It has been observed that people get their claim rejected because of the errors in the form. These mistakes may include typos, incomplete information, missing of evidence, report or any important documents or misrepresentation of the facts. To fill up the form in a correct manner, you must get in touch with a good car accident lawyer because he has dealt in similar cases before also. He will give the correct form and ensure that everything is as per the guidelines. It will reduce the chances of getting rejected.
Don’ts of car accident claim
Don’t accept the first offer
After the claim is submitted, the insurance company will go through the facts and documents. These companies will try to settle the claim outside the court so that they don’t have to pay more money to the victim. In many cases, the injured person does not want to linger on the matter or needs money immediately to pay for the losses. It is a win-win situation for both parties. However, it is not a good idea to say yes to the first ever offer.
Don’t lie
If you lie about your damages, injuries or losses, the chances for your claim to get rejected are higher. That’s why, you should seek the compensation for your injuries and car damages in a genuine way.
A car accident lawyer is the best person to contact when you file a claim.
